If you’ve started the car-buying process, you may be anxious to finally get into your new set of wheels. In fact, you may have already chosen the car of your dreams and can’t wait to see it in your driveway! However, you first have to tackle the financing process, which can deter some car buyers. But don’t worry, at Hyundai of Long Island City, we’re here to help every step of the way.

One of the most important first steps is to check your credit score, as it affects certain factors of the loan process. There may be simple steps to improve your score, such as paying off a credit card, which is why it’s important to know before you go.

It’s also beneficial to get pre-approved. You can fill out an application online or come in and speak with our Hyundai finance center. You want to have an idea of how much you can afford before shopping to help refine your search.

You want to be sure to save for a down payment as well. Whether you are leasing or buying a new Hyundai vehicle, a down payment will be a necessary part of your purchase. You can opt to pay cash, or you may choose to trade in your existing vehicle instead. We offer an online appraisal tool, which provides you a rough estimate of what your vehicle is worth.

There’s no need to get overwhelmed with the financing process. Car shopping is an exciting time, and we don’t want anything to change that. Visit our Hyundai dealership near New York, NY to speak with our financial experts and start the process. We’re happy to help with whatever you need!